How analytics are calculated
Income, spending, categories, merchants and the six-month trend.
- Pick a period at the top, or enter your own dates. Months follow your timezone.
- Income is money recorded as received. Spending is expenses minus refunds, and a reversed purchase counts as nothing.
- Transfers, card repayments and opening balances are never counted.
- The change figure compares with the period of the same length just before it.
- Choose a category to see the transactions behind that number. Percentages are rounded so they add up to 100.
- Merchant totals need a merchant on the transaction. Refunds and reversals reduce the merchant they relate to.
Every chart has a table equivalent. You can download the period as CSV from the bottom of the page.